Breakwater Financial

A life insurance agency based in Orlando, Florida. We help individuals and families choose coverage that fits their needs and budget.

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Types of life insurance

Life insurance pays a tax-free benefit to the people you choose when you pass away. There are three main types.

Whole Life

Coverage that lasts your entire life. The premium stays the same, and the policy builds cash value over time.

Term Life

Coverage for a set period, usually 10 to 30 years. Lower premiums for a higher coverage amount, with no cash value.

Indexed Universal Life

Lifetime coverage with flexible premiums. Cash value can grow based on the performance of a market index, within set limits.

Features and availability vary by carrier and state. Death benefits are generally income-tax-free under current federal law. This is general information, not tax or legal advice.

Our partners

We offer coverage from established life insurance carriers.

Mutual of Omaha
Ethos
Transamerica
American-Amicable Group of Companies
Foresters Financial
Fidelity Life

Careers

We are hiring remote life insurance sales agents in all 50 states. Breakwater is an agency that prioritizes profitability for brand new agents.

Free inbound leads

Leads are provided by the company at no cost to you. You take calls from people who asked about coverage.

Built for new agents

Training is provided, and the model is set up so a new agent can be profitable early.

All 50 states

Fully remote. Work from anywhere in the country.

This is an independent contractor (1099) position paid by commission. There is no salary or hourly wage. A state life insurance license is required before you start, and licensing costs are your responsibility.

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Contact

Breakwater Financial is based in Orlando, Florida. To speak with us, book a call.

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